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Engineering Foundation Certifications for
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Manufactured Homes
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Engineering Reports per HUD
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Avoid surprises in the last minute. Our engineers are licensed by the State of Georgia. We stamp all our engineering reports with the official Georgia engineering seal. Every engineering report that we issue is signed and sealed by one of our licensed engineers.
We can certify that the foundations of a manufactured or mobile home are in compliance with the HUD's Permanent Foundation Guide for Manufactured Homes (PFGMH) dated September 1996 (HUD Publication 7584) We are the preferred choice among lenders and realtors in Georgia. We have a team of engineers with more than 12 years of experience working with manufactured and mobile homes. Every engineer in our firm is regularly trained in customer service and customer satisfaction. Our engineering firm is registered with the Georgia Board of Professional Engineers. |
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Foundation Certifications |
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Why do I need an Engineering Foundation Certification for the mobile home that I am purchasing ? |
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If you are applying for an FHA loan, you definetly need an engineering foundation certification for a manufactured home. It is a requirement of the FHA program. You may also need an engineering foundation certificate if you are applying for a conventional loan or a VA loan.
Your lender wants to know if the manufactured home was properly installed. Your lender wants to confirm that the foundations are not compromising the structural integrity of the manufactured home. Only a licensed engineer is qualified to certify the foundations of a manufactured or mobile home. |
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Can my lender require an engineering foundation certification to refinance my mobile home? |
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Yes, lenders and mortgage brokers in Georgia can require engineering foundation certifications for manufactured or mobile homes.
The FHA is a division of the U.S. Department of HUD. The FHA insures mortgages of manufactured homes that are in compliance with the HUD's Permanent Foundation Guide for Manufactured Homes (PFGMH) dated September 1996 (HUD Publication 7584) The FHA program requires that a licensed structural engineer certify the manufactured home’s foundations. A licensed structural engineer can certify that the foundation of an existing manufactured home meets the FHA requirements. |
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Can my lender require that the additions and/or modifications such as the carport and/or the porch be certified? |
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Yes. Your lender can also require that the additions and/or modifications such as the carport, the porch, cover patios and additional rooms be certified. Your lender may want to know that these additions and/or modifications are not imparing the structural integrity of the manufactured home or mobile home.
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Why are we the preferred choice among realtors and lenders in Georgia? |
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The answer is simple: We deliver. Our engineers understand the complexity of the real estate transaction of a mobile home. And we have noticed that experienced realtors and lenders in Georgia understand the need of the foundation certification process.
Buyers and borrowers need solutions. Whether applying for an FHA, VA or conventional loan, the engineers in our team are ready to help. We stamp all our engineering reports. We sign and seal every engineering certificate. We enjoy developing long term relationships with lenders and realtors in Georgia. We also offer RUSH delivery service when you need the Engineering Foundation Certificate the next day. |
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Why is my lender requesting a foundation inspection for my mobile home? |
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Your lender is requesting a foundation inspection whenever you are either purchasing a mobile home or refinancing your own mobile home. During the foundation inspection we can verify that the foundations of the mobile home are not weakening its overall structure.
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Certs For FHA Loans |
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Mortgages are available for the purchase of existing manufactured homes and mobile homes. You can confirm with your lender if an engineering foundation certification is needed.
The Federal Housing Administration (FHA), a division of the U.S. Department of Housing and Urban Development (HUD) insures mortgages As a condition of providing insurance a structural engineer should sign and seal the engineering foundation certification of an existing manufactured home and a mobile home. The engineering foundation certification of manufactured homes and mobile homes states that the foundations are complying with the minimum requirements of the FHA and HUD guidelines. A licensed structural engineer is authorized to certify that the foundation meets the minimum FHA and HUD requirements The HUD Permanent Foundation Guide for Manufactured Homes and Mobile Homes is the publication number HUD-007487. |
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Certs For VA Loans |
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Some private lenders offer loans for VA members. These mortgages are guaranteed by the VA. This can be very attractive for some lenders.
VA loans require structural engineering reports that certify that the foundations of the mobile home are considered permanent foundations according to the local and State regulations. The engineering foundation certification report for VA loans demonstrates that the foundations meets the minimum Standards as outlined by HUD or as stated by the State of Georgia regulations. A licensed structural engineer can sign and seal the engineering foundation certification for a VA loan and certify that the foundation meets the VA requirements. The HUD Permanent Foundations Guide for Manufactured homes is the publication number HUD-007487. This publication is the basis for most loan requirements. |
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Tie-Down Certificates for insurance |
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Most insurance companies can request a Tie-Down Certificate to verify that the manufactured home can resist longitudinal and lateral loads imposed by windstorms.
Georgia have adopted standards, guides and regulations that establishes the minimum anchorage and tie-down requirements for new and used mobile homes and manufactured homes. |
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